Blog

Miss A Payment, Get Labeled As Uninsurable

This article encapsulates the chaos and dysfunction in the CA insurance market. "Drivers who miss a payment are now labeled uninsurable."

California Insurance in Disarray

We do not exaggerate when we tell you that the California property/casualty insurance market is in disarray. You might have heard the recent news that State Farm pulled out of the California property market. With 8% market share, a...

2022 Referral Contest Winners

We only do business by referral, so we appreciate every referral we receive! We'd love to thank you with a $20 gift card for every new client you refer AND we'll enter you in that month's $50 drawing.  If you give two or more...

Bay Area Flooding - Are You Covered?

We are fielding dozens of calls this week from concerned clients after the New Year's weekend super storm, wondering if they are covered for flood damage to their homes.  Unfortunately, flood losses are NOT covered on any...

Should You File That Water Claim?

If you have water damage in your home, should you file a claim?  We recommend caution before you do. According to a recent article, "In a study by the California Insurance Department, 25% of the companies refused to renew the...

Why We Call You For Policy Reviews

Did you know that we call every one of our clients about a month before each policy renews? When it's your turn, you'll receive a quick call from Rick, Sherrie, or Leslie, who lead the effort of reviewing thousands of policies each...

2022 Referral Contest

We only do business by referral, so we appreciate every referral we receive! Make sure we know about your referrals, so when they become a client, we can send a gift card to say thanks.

Why Auto Insurance Rates Will Rise Sharply In 2023

Auto insurance rates are on the rise.  Why is this happening, and what can you do?

Don't Pay = No Coverage!

We are very concerned to see several of our clients recently go for significant periods of time without any insurance coverage.  What happened?  They simply didn't pay their bill, and their policy expired.  When a policy...

When Will The Next Big Earthquake Hit?

Local Santa Rosa resident's Nest Cam records the 4.4 temblor. What should you do to prepare for an earthquake? Click below to make your safety plan today.On September 14, two earthquakes struck within one minute of each other near...

Hurricane Ian Insurance Claims Shocker

It was shocking to discover that many flood losses due to Hurricane Ian are not going to be covered, simply because the property owner did not have any flood insurance. 

Should You DIY Insurance?

Should you DIY your insurance?  When you get a policy online, you are just a number. Consider working with a local, independent agent. They will have expertise in local matters and also know who has the best rates in your area.

Anthony on KGO - Former Insurance Commissioner Cannot Insure His Home

Our President and Founder, Anthony Graziani, was on KGO radio 810. Check it the episode, "Former Insurance Commissioner Cannot Insure His Home" on Apple Podcasts, the KGO app, or on your web browser. 

Fire Safety

Representation of Women in Insurance

Do You Need An Umbrella Policy?

Neda Wins Prestigious S.T.A.R. Award

We are proud to announce that our hard working agent Neda Gilani-Byrd is the recipient of Travelers Personal Insurance S.T.A.R. - Superior Travelers Agent Recognition Award for the Northern California territory. Neda has been selected...

Tips to Protect Your Catalytic Converter

Catalytic converter thefts are on the rise. To prevent theft, get a "Cat Lock" to protect it, sold at many repair shops. Make sure you have "Comprehensive" coverage on your vehicle. If the repair is more than your deductible, it will...

Why Have California Homeowners Premiums Increased?

When you got your homeowners insurance premium, did your eyes pop out of your head? You're not alone. Many homeowners in California hvae seen higher premium changes than usual. Let's talk about why that's happening, and what you can do...

Winterize and Protect - Home and Auto

Hot tips to be safer in your home and on the road, and also prevent you from having to file claims! HOME Test your smoke and carbon monoxide detectors, replace batteries Clean your gutters Have your roof inspected, repair any leaks,...

Should You Risk Not Having Earthquake Insurance?

The Bay Area hasn't had a catastrophic earthquake since 1989. Are you willing to gamble that you will not need earthquake insurance for the next big one? Reasons to consider earthquake insurance that you might not have considered: Loss...

2021 Referral Contest Winners

Congratulations to thewinners so far for our 2021 Referral Contest! 2021 Monthly WinnersPrize: $50 Amazon Gift Card January Heidi AbramsonFebruaryRosario FernandezMarchPatricia De Fonte April Meg Sedlak May Ed Diaz June John...

Register for an Online Account with your Carrier

Online Services Available Through Your Carrier Did you know that you can pay your bill, print ID cards, see and print declaration (coverage) pages and in some cases sign up for paperless document delivery through your carrier's...

2017 Referral Contest Winners

We are pleased to announce our 2017 annual Referral Contest Winners Grand Prize Winner - $500 Gift Card Teresa McGurn Runner's Up - $50 Gift Card Flora Bai Darrell Hoh Leland Armitage Victor Damian