Blog

Blogs coming soon.

 

Sunday, March 3, 2024

We only do business by referral, so we appreciate every referral we receive! We'd love to thank you with a $25 gift card for every new client you refer AND we'll enter you in that month's $50 drawing. 

 

Sunday, March 3, 2024

We are fielding calls from concerned clients after floods hit their neighborhood, wondering if they are covered for flood damage to their homes.  Flood losses are NOT covered on any homeowners policy.  

 

Sunday, March 3, 2024

We only do business by referral, so we appreciate every referral we receive! We'd love to thank you with a $25 Amazon gift card for every new client you refer AND we'll enter you for a chance to win an additional $50.

 

Sunday, March 3, 2024

As we predicted in December 2022, Auto rates have soaring, and will continue well into 2024 and beyond.  The Department of Insurance, starting at the beginning of the COVID 19 pandemic, did not allow rate increases for three years...

 

Saturday, December 23, 2023

It is frightening to see how quickly a home can burn.  Following these recommendations could save your home, and your life.

 

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Saturday, December 23, 2023

Commissioner announces Sustainable Insurance Strategy, predicting CA property insurance market will be stabilized by early 2025. We are not confident of that timeline, meanwhile, consumers will continue to see skyrocketing costs.

 

Saturday, December 23, 2023

No, insurance companies are not spying on you and more common insurance myth busters.

 

Friday, October 13, 2023

We've been shouting from the rooftops that there are no more grace periods in insurance because we don't want you to go without coverage.  Unfortunately, this has happened already to many of our clients, simply because they...

 

Friday, October 13, 2023

Governor Gavin Newsom signed an Executive Order aimed at strengthening the property insurance market.  Will this make a difference, and what does it mean for California homeowners?

 

Friday, July 28, 2023

The California Insurance Property/Casualty market continues to deteriorate.  Just a few weeks ago, we outlined present conditions, as State Farm left the CA property market, and the effect that is already having on a difficult...

 

Friday, July 28, 2023

Whether you are starting a business, or run a business from home, you might wonder if you need a business policy.  If you already have business coverage, do you know if it's correct?  Does your agent call you every year to go...

 

Friday, July 28, 2023

This article encapsulates the chaos and dysfunction in the CA insurance market. "Drivers who miss a payment are now labeled uninsurable."

 

Monday, June 19, 2023

We do not exaggerate when we tell you that the California property/casualty insurance market is in disarray. You might have heard the recent news that State Farm pulled out of the California property market. With 8% market share, a...

 

Sunday, March 12, 2023

We only do business by referral, so we appreciate every referral we receive! We'd love to thank you with a $20 gift card for every new client you refer AND we'll enter you in that month's $50 drawing.  If you give two or more...

 

Thursday, January 5, 2023

We are fielding dozens of calls this week from concerned clients after the New Year's weekend super storm, wondering if they are covered for flood damage to their homes.  Unfortunately, flood losses are NOT covered on any...

 

Wednesday, January 4, 2023

If you have water damage in your home, should you file a claim?  We recommend caution before you do. According to a recent article, "In a study by the California Insurance Department, 25% of the companies refused to renew the...

 

Tuesday, December 13, 2022

Did you know that we call every one of our clients about a month before each policy renews? When it's your turn, you'll receive a quick call from Rick, Sherrie, or Leslie, who lead the effort of reviewing thousands of policies each...

 

Tuesday, December 13, 2022

We only do business by referral, so we appreciate every referral we receive! Make sure we know about your referrals, so when they become a client, we can send a gift card to say thanks.

 

Tuesday, December 13, 2022

Auto insurance rates are on the rise.  Why is this happening, and what can you do?

 

Tuesday, December 13, 2022

We are very concerned to see several of our clients recently go for significant periods of time without any insurance coverage.  What happened?  They simply didn't pay their bill, and their policy expired.  When a policy...

 

Wednesday, October 26, 2022

Local Santa Rosa resident's Nest Cam records the 4.4 temblor. What should you do to prepare for an earthquake? Click below to make your safety plan today.On September 14, two earthquakes struck within one minute of each other near...

 

Sunday, October 9, 2022

It was shocking to discover that many flood losses due to Hurricane Ian are not going to be covered, simply because the property owner did not have any flood insurance. 

 

Thursday, July 28, 2022

Should you DIY your insurance?  When you get a policy online, you are just a number. Consider working with a local, independent agent. They will have expertise in local matters and also know who has the best rates in your area.

 

Thursday, June 9, 2022

Our President and Founder, Anthony Graziani, was on KGO radio 810. Check it the episode, "Former Insurance Commissioner Cannot Insure His Home" on Apple Podcasts, the KGO app, or on your web browser. 

 

Wednesday, May 4, 2022

 

Wednesday, May 4, 2022

 

Monday, February 14, 2022

 

Wednesday, October 6, 2021

We are proud to announce that our hard working agent Neda Gilani-Byrd is the recipient of Travelers Personal Insurance S.T.A.R. - Superior Travelers Agent Recognition Award for the Northern California territory. Neda has been selected...

 

Wednesday, October 6, 2021

Catalytic converter thefts are on the rise. To prevent theft, get a "Cat Lock" to protect it, sold at many repair shops. Make sure you have "Comprehensive" coverage on your vehicle. If the repair is more than your deductible, it will...

 

Wednesday, October 6, 2021

When you got your homeowners insurance premium, did your eyes pop out of your head? You're not alone. Many homeowners in California hvae seen higher premium changes than usual. Let's talk about why that's happening, and what you can do...

 

Wednesday, October 6, 2021

Hot tips to be safer in your home and on the road, and also prevent you from having to file claims! HOME Test your smoke and carbon monoxide detectors, replace batteries Clean your gutters Have your roof inspected, repair any leaks,...

 

Tuesday, July 20, 2021

The Bay Area hasn't had a catastrophic earthquake since 1989. Are you willing to gamble that you will not need earthquake insurance for the next big one? Reasons to consider earthquake insurance that you might not have considered: Loss...

 

Wednesday, July 7, 2021

Congratulations to thewinners so far for our 2021 Referral Contest! 2021 Monthly WinnersPrize: $50 Amazon Gift Card January Heidi AbramsonFebruaryRosario FernandezMarchPatricia De Fonte April Meg Sedlak May Ed Diaz June John...

 

Saturday, April 7, 2018

Online Services Available Through Your Carrier Did you know that you can pay your bill, print ID cards, see and print declaration (coverage) pages and in some cases sign up for paperless document delivery through your carrier's...

 

Wednesday, February 14, 2018

We are pleased to announce our 2017 annual Referral Contest Winners Grand Prize Winner - $500 Gift Card Teresa McGurn Runner's Up - $50 Gift Card Flora Bai Darrell Hoh Leland Armitage Victor Damian